Health and Well-being
Supporting your personal health and well-being journey is important to us. While everyone’s path to good health is different, your Wolters Kluwer health and well-being plans and programs are there for you when you need them to help you be at your best.
Benefits and programs to make a difference for you include:
Medical
When it comes to medical, Wolters Kluwer has you covered with access to several options so you can choose what’s best for you. There are three national options: Two consumer driven plans, the Enhanced HSA Plan and the Core HSA Plan that qualify for a Health Savings Account (HSA), as well as a Preferred Provider Organization (PPO) Plan. All three are through Blue Cross Blue Shield of Illinois, cover the same services and prescription drugs and offer in-network preventive care at 100%. If you are in Illinois or California, you may also have a Health Maintenance Organization (HMO) option to consider.
Support for your path to parenthood
If you enroll in a national Wolters Kluwer medical plan, you’ll also have access to inclusive benefits that support many paths to parenthood, including donor and surrogacy assistance, virtual holistic coaching and fertility treatments. These benefits are provided through Kindbody. We are always looking for ways to continue supporting you and your family, so stay tuned for important enhancements coming in 2025.
Make your choice checklist:
- Consider when you prefer to pay for care. Depending on whether you’d prefer to pay more in up-front contributions and less at the time of care, or less in contributions and more at the time of care, Wolters Kluwer provides options to meet your needs. Learn more.
- Think about who you need to cover. When you enroll, you can add your eligible dependents including your spouse or domestic partner and/or your child(ren) up to age 26. Consider whether it makes sense for you and your family to be covered under the medical plan or through your spouse’s/domestic partner’s employer (if applicable). Learn about dependent eligibility.
- Consider your anticipated health care needs. Think about how you and family members use medical coverage. Based on your personal situation and upcoming health care needs and preferences, decide which plan makes the most sense for you. Learn more.
- Explore the tax-saving accounts that are compatible with each Medical plan. Both consumer driven health plans are paired with an HSA which allows you to save money, pay for eligible health care expenses and invest to grow your account balance, all tax free. If you enroll in the PPO, you can contribute to the Health Care Flexible Spending Account.
- Review your contributions. You will make your benefit elections on Your Benefits Resources (YBR), our benefits enrollment system. When you enroll, you will be able to view the contribution rates for each plan and access the decision support tool to help you select your medical plan option.
- Check if an HMO is available in your area. This additional medical plan option is only available in certain areas — depending on your home zip code. If available to you, you will see it on Your Benefits Resources website when you enroll. Key features of an HMO.
- Confirm your tobacco usage status: When you enroll, you are required to attest to your family’s use of tobacco separately for both the medical and optional life insurance plans. If you do not confirm your status, the system assumes you are a “tobacco user,” which means you’ll miss out on lower premiums for being a non-tobacco user.
Dental
Smile – you have dental coverage through Wolters Kluwer. Keep your teeth and gums healthy with coverage through the Dental Provider Organization Plan or the Dental HMO.
Make your choice checklist:
- Consider your options. Both dental plans offer comprehensive coverage, but it’s important to review key similarities and differences. Compare the plans.
- Check if your provider is in-network. If you are considering the Dental HMO there is no coverage for non-network dentists, so double check before you enroll on Your Benefits Resources.
Vision
See what vision coverage has to offer. It offers access to a large national network of providers through EyeMed, an annual eye exam, benefits to help cover frames and lenses, discounts and more. The plan supplements the coverage available under your Wolters Kluwer medical plan.
Make your choice checklist:
- Consider if you need additional vision coverage. Since this plan supplements what’s available under the medical plan, review the coverage details to decide if it makes sense for you.
- Discuss if it makes sense to cover your dependents. Just like with medical and dental, you can enroll your eligible dependents in vision coverage. Discuss with your family if this makes sense for you and your situation.
Life and Accident Death and Dismemberment (AD&D) Insurance
Wolters Kluwer offers financial protection and support in case the unexpected occurs. You receive a base level of coverage automatically at no cost to you with the option to purchase more for added peace of mind:
- Basic Life and AD&D insurance: 1.5 times your annual base pay (provided automatically and paid for by the company).
- Optional coverage: Available at group term rates for yourself, spouse/domestic partner and children.
Make your choice checklist:
- Consider additional coverage. Based on your needs, you have the option to purchase optional Life Insurance, optional Dependent Life Insurance and optional AD&D Insurance.
- Save money by being tobacco free. Your costs for optional employee and spouse life insurance will be lower if you and your covered spouse do not use tobacco products.
- Understand when you need to provide Evidence of Insurability (EOI). EOI or proof of good health may include a questionnaire or physical exam that is subject to approval by the carrier for coverage over certain amounts.
- Name your beneficiary(ies). It’s important to name your beneficiary so that in the event that something happens to you, your assets are distributed according to your wishes. You can name your beneficiary when you enroll on YBR and change at any time.
Disability
Our disability benefits offer financial protection at no cost to you if you’re unable to work due to short-term or long-term illness or injury. You’ll have access to both Short-Term Disability and Long-Term Disability:
- Short-Term Disability (STD) (30 day wait for new hires): Provided at no cost to you; you receive salary compensation during a short-term disability.
- Long-Term Disability (LTD): Provided at no cost to you and you also have the option to elect employee-paid LTD coverage.
Make your choice checklist:
- Understand how company-provided coverage works. You are automatically provided STD and LTD by the company at no cost to you. Learn more about your coverage.
- Review your option for employee paid LTD. You can elect employee-paid LTD coverage. With employee-paid LTD coverage, you pay for the premiums with after-tax dollars. If you become disabled, the benefit is tax free. With the company provided coverage, you will be taxed on the benefit you receive in the event you become disabled.
Voluntary Benefits
You have a range of voluntary benefits you can choose based on what you feel is best for you and your family. Voluntary benefits can make a difference by providing peace of mind and additional support when you need it.
Our voluntary benefits include Long Term Care, Critical Illness Insurance, Accident Insurance, Hospital Indemnity Insurance, Identity Theft Protection, Discount Auto and Home Insurance, Legal Plan and Pet Insurance.
Make your choice checklist:
- Review your options for protection against unexpected medical costs. Critical Illness Insurance, Accident Insurance and Hospital Indemnity Insurance provide financial assistance in the event of the unexpected. Learn more.
- Consider any upcoming legal needs you may have. The Legal Plan gives you access to a network of attorneys to help you with covered legal matters, including estate planning, adoption, civil suits, reproductive assistance and more.
- Think about protecting your identity. Identity Theft Protection helps protect you against potential fraud through proactive identity and credit monitoring.
- Check out additional options. You have access to a range of voluntary benefits to help give you financial protection and peace of mind. Learn about additional options.
Well-being Program
We offer programs and resources to support you emotionally, physically, socially and financially because as we all strive to be our best, we thrive together. Our well-being program offers resources for you and your family to support you no matter where you are on your well-being journey.
Beyond the programs we offer, we aim to create a culture of well-being and provide opportunities for you to connect with your colleagues and participate in well-being activities throughout the year. This includes different challenges, events and well-being week which involves special activities and speakers.
The U.S. well-being program, powered by Limeade, is available to all U.S. benefit eligible employees, regardless of enrollment in a Wolters Kluwer medical plan and spouses and domestic partners who are enrolled in a Wolters Kluwer medical plan. Through Limeade, at home or on the go, you have access to well-being updates, Wolters Kluwer well-being resources, educational content, and emotional, physical, social, and financial support whenever and wherever you need it. If you haven't already, we encourage you to get started and create your account by going to wolterskluwer.limeade.com. Learn more.
To learn more about the resources available and how to get started, check out our well-being guide.
Well-being…Together we thrive.
Well-being…Together we thrive.
Employee Assistance Program
The Employee Assistance Program (EAP) provides you with professional and confidential support and resources to guide you through all of life’s ups and downs. This program is offered to you and your dependents at no cost, and you can use it for whatever you may need – from dealing with a personal crisis to planning a major life event to managing daily stressors.
There is no action you need to take to enroll in the EAP. To get started, go online to guidanceresources.com using the company ID: WKEAP.
Spotlight on mental and emotional well-being
You and your adult dependents have access to meQuilibirum (meQ). This tool supports personal resiliency and is specifically designed to provide you with a personalized plan to help you discover simple techniques to shift the way you think about stressors in your life.
We’re here to help you thrive along your well-being journey, and that includes prioritizing your mental and emotional well-being. Learn more by visiting our well-being guide.
Maximize your benefits throughout the year
Take advantage of Health Advocate.
Health Advocate is available to you and your family members and provides access to a team of experts who can help you navigate the complexities of health care — saving you time and money. To get started call 1-866-695-8622 or visit HealthAdvocate.com/members.
Schedule preventive screenings.
Preventive screenings are covered at 100% by your Wolters Kluwer medical plan and help manage your long-term health care expenses — as it is easier and often less expensive to treat health problems that are caught early.
Stay in-network.
Network providers provide discounts on your care, so you’ll save money when you stay in-network. Before you seek care, be sure your providers (doctor, dentist, eye doctor, hospital, facility, behavioral health provider) are in-network. Check to see if your provider is in-network.
Do your homework.
When you have planned health care needs (e.g., surgery, maternity, lab work), use your health plan’s cost estimator tool(s) to “shop” for services to get the most cost-effective price for your health care needs.
Talk to your doctor about lower cost alternatives.
If your doctor prescribes a brand name drug, ask your pharmacist if a generic is available.
Think about your options when you need care.
When you need medical care, it’s important to consider all of the options available to you. Heading to the emergency room (ER) is not always the best first choice (unless your condition is serious or life-threatening). Where to get the right level of health care often depends on the situation. Learn more.
Get relief for chronic back, neck and joint pain.
If you enroll in one of our medical plans through BCBS, you have access to Hinge Health, a digital program led my coaches who will tailor the support to meet your needs. Visit hingehealth.com or call 1-855-902-2777 to get started.
